Case study · Integration
Tarabut provides the APIs and infrastructure that let banks and fintechs across MENA connect financial data, move payments and embed financial services.
01
Tarabut is a regulated open finance company — licensed by the Central Bank of Bahrain and active in Saudi regulatory sandboxes. It sells Banking-as-a-Service, data products, embedded finance and account-to-account payments to institutions that are themselves heavily regulated.
That regulatory position is the whole business. A platform banks connect to has to be auditable end to end, which means the internal systems behind it are not back-office admin — they are part of the compliance surface.
02
Tarabut was running a fast-growing regulated business on disjointed tools. Partner onboarding, KYC/AML tracking, financial reconciliation and revenue forecasting each lived somewhere different, which meant the picture of the business had to be assembled by hand.
For a company whose customers are banks, that is not just inefficient. Onboarding speed is a competitive feature, and reconciliation that depends on manual effort is a finding waiting to happen at the next audit.
03
04
We architected a Dynamics 365 operational core and integrated it directly into Tarabut's API ecosystem, so the ERP works from the same data the platform runs on rather than from periodic exports.
The design decision that mattered: wiring the ERP into the API ecosystem rather than syncing to it. Anything batch-based would have meant the compliance view was always slightly out of date — which for a regulated business is the same as being wrong.
05
06
Reduction in partner onboarding time
Of manual reconciliation and compliance reporting automated
Visibility across financial, operational and regulatory workflows
More work
Entering a new market meant standing up retail operations from nothing. We rolled out Dynamics 365 retail POS across new stores and automated purchase ordering off the back of sales orders.
Saudi e-invoicing is not a reporting exercise; invoices must clear through Fatoora in real time with the right cryptographic stamps. We implemented it end to end for ATCL, Alomar Furniture and Al Watania.
A Makkah-based platform lets Muslims anywhere perform Umrah by proxy, watching the rites live. We built the web and mobile platform, the real-time layer and the payment rails.