Vision 2030
Financial Sector DevelopmentOpen banking rails, payment infrastructure and regulated fintech platforms — built to survive audit, not just demo day.
Passage designs the product. Newgate engineers and ships it. Between us that's a US product studio and a full engineering team under one accountable line — from first sketch to production, without the handoff where things die.
Software we've shipped for
Already in the Kingdom
We built Enabat Almanasek — a Makkah-based platform that lets Muslims anywhere in the world perform Umrah by proxy, with live video from the rites, Arabic and English throughout, and both local and international payment rails. Delivering into Saudi Arabia is not new territory for us.
Where we fit
We're not a generalist software house looking for any project. These are the four areas where we've already shipped the exact systems these programmes need.
Vision 2030
Financial Sector DevelopmentOpen banking rails, payment infrastructure and regulated fintech platforms — built to survive audit, not just demo day.
Vision 2030
Health Sector TransformationClinical platforms that talk to the systems already in the building — interoperability first, so the data actually moves between providers.
Vision 2030
Energy & SustainabilitySoftware for solar, storage and EV — the operator tooling, monitoring and procurement platforms that sit on top of physical energy assets.
Vision 2030
Digital Government & EnterpriseERP, cloud architecture and AI agents that automate real operational load — deployed into enterprises with existing legacy estates, not greenfield.
Evidence
Open banking infrastructure for the MENA region — the connective layer between banks and the fintechs building on top of them.
"Newgate Systems did a fantastic job. They were very patient and helpful in better understanding the scoping of the product."
Deep-tech engineering on distributed machine-learning compute — the kind of work where the hard part is correctness, not UI.
"Technically proficient, proactive in communication, and true partners in achieving our goals."
Production AI voice agents handling real customer conversations at volume — latency, reliability and cost per call all in scope.
"They moved fast, communicated clearly, and solved problems before they became blockers."
ERP implementation
Dynamics programmes rarely fail on licensing. They fail on the migration off the legacy system, the integrations nobody scoped, and the compliance work that surfaces three weeks before go-live. That's the part we do.
Modules we implement
Where the work actually is
Dynamics 365 we've already delivered
A unified Dynamics 365 estate across project costing, procurement, HR and asset tracking, with CRM for tender pipelines, Power BI for executive reporting, a React Native field app syncing site progress in real time, and REST integration into their existing accounting and document control.
A Dynamics 365 operational core wired into their API ecosystem — partner management, KYC/AML tracking, automated financial reconciliation and audit readiness, on AWS.
On ZATCA: Phase 2 integration has now reached businesses above SAR 750,000 in annual turnover, and further waves are coming. If your ERP still isn't clearing invoices through Fatoora in real time, that is a deadline rather than a roadmap item — and it's the single most common reason we get called into an existing Dynamics estate.
The alliance
Most projects fail in the seam between the people who design them and the people who build them. We removed the seam.
Passage Studio
Founded by former Logitech design leadership, with work spanning Logitech, GM, Samsung, Roche, InVision and August. Product strategy, discovery and interface design for clean tech, medical technology and connected hardware — Avail, Anza, Meter, Electric Outdoors. Offices in San Francisco, Los Angeles, Seattle, Austin and London.
Newgate Systems
A full engineering bench: enterprise platforms, AI systems, cloud architecture and data. 125+ deployments across finance, healthcare, energy and enterprise. This is the team that takes it to production.
If you're an agency, consultancy or studio: we also sit behind other firms as their engineering arm. You win the work and own the relationship; we deliver the build under your name. If capacity is what's limiting what you can bid on, that's a conversation worth having this week.
Leadership
Small enough that the people who scope your work are the people who do it.
If you're earlier than that
Funded and trying to get a first version into users' hands? That's the same team on a shorter clock — design and engineering together, scoped to ship rather than to impress an investor deck. Ask about the eight-week build.
Let's talk
No stand — we're walking it. Which means we can come to you. Save the contact now and we'll sort out a time, or leave your details and we'll come back the same day.